Am I eligible for the ADU Program if I owned a home before?

The ADU Rental and Purchase Programs have different regulations pertaining to previous homeownership:

  • ADU Rental Program: The regulation is that you cannot currently own a home. If the applicant was a previous homeowner or had vested interest in owning a home, then the applicant must provide a deed or any equivalent documentation stating that they are no longer the homeowner or no longer have any vested interest in the property.
  • ADU Purchase Program: The regulation is that you must be a first-time homebuyer or not have owned property within the last three years of the date of application. An exception to the first-time homebuyer / last three-year requirement will only apply to a person who can be defined as a “Displaced Homemaker:” Any individual who owned a home with his/her spouse or resided in a home owned solely by the spouse and has since become divorced or widowed and has sold or given up title and fiduciary responsibility to the property can purchase an ADU without waiting three years.

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1. Should I complete the online application right away?
2. I applied online, what do I do next?
3. I just applied, does that mean I am on the waitlist?
4. Is there a waitlist? How long will it take before I start living in the ADU?
5. I applied for the ADU Purchase Program/ Rental Program and my application met the checklist requirements. What will happen next?
6. I am having difficulty obtaining a document or communicating with a certain entity to receive it. Can ADU Program staff obtain them on my behalf?
7. My family members have applied to the ADU Program and I am calling on their behalf to check their status or if they will be eligible for the ADU Program.
8. I need a translator for a specific language as I don’t speak English. What shall I do?
9. My application was closed. What shall I do next?
10. I am applying to the ADU Purchase Program. Can I have a co-signer on the loan?
11. I am applying to the Rental Program. Can I have a co-signer on the lease?
12. Am I eligible for the ADU Program if I owned a home before?
13. My spouse is living overseas, what shall I do? How shall I apply?
14. I am earning additional income in the form of a bonus, overtime, holiday pay, etc. Counting the bonus/overtime/etc. will cause me to exceed the income limits. Will I be ineligible?
15. If I apply to the ADU Purchase Program, do I have to have a Realtor?
16. Do I need to submit a credit score and report?
17. I am trying to obtain a Pre-Approval letter for the ADU Purchase Program. Does my lender/bank that I plan on using have to be on the lender list?
18. I am applying to the ADU Purchase Program but I cannot view the ADU properties. Why?
19. I am participating in a similar program but outside of Loudoun County. Will my certificate from that program transfer?
20. I am applying to the ADU Rental Program. I submitted all of my documents and am also applying to the participating apartment community for an ADU unit. How will that work out?
21. What do I do after I obtain a certificate of eligibility? Is there a renewal process?