How does the Public Property Classification (PPC) rating work?

The PPC is derived from the field analysis and other information supplied in relation to a community’s fire suppression delivery system. The ISO analysis concentrates on three primary areas:  the fire department (equipment, staffing, training), emergency communications, and water supply.  ISO analyzes relevant data using their Fire Suppression Rating Schedule (FSRS). Based upon the data, ISO assigns a Public Protection Classification from 1 to 10 (Class 1 generally represents superior property fire protection, and Class 10 indicates that the area's fire-suppression program doesn't meet ISO’s minimum criteria).

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1. What is the Insurance Services Office (ISO) and what do they do?
2. How does the Public Property Classification (PPC) rating work?
3. What has recently changed with respect to ISO classifications within Loudoun County?
4. Do the new ratings mean that I will see a reduction in my property insurance premium?
5. How do I determine the Public Protection Classification for my property?
6. How does ISO plan to keep up with future improvements to the county’s fire suppression infrastructure?
7. I see signs for “Dry Hydrants” in rural areas of Loudoun County. What are dry hydrants and does their use improve the Public Property Classification (PPC) ratings?
8. How can I learn more about installing a dry hydrant and the grant program?