Are there any other conditions for acceptance of the funding?

Yes. Buyers must present a Certificate of Completion of the Virginia Housing Development Authority (VHDA) Homebuyer Education class prior to settlement. The class is offered statewide, but may also be taken online at no cost. Find out more at the VHDA site.


Buyers will also need to attend the county’s HomeCents post-settlement seminar within 6 months of closing and submit your certificate to the Housing Finance Specialist. This seminar provides valuable information that will help them transition into homeownership. They will receive a large packet at no cost with lots of great resources to assist them along the way. They may also take this prior to settlement if desired. Find out more here.


Buyers must pay a $200 service fee at closing. This fee cannot be financed. Non-payment of this fee will cause settlement to be delayed. They may pay the fee at settlement with a check, money order, or cashier’s check made payable to County of Loudoun. They will just leave the check with the title company and it will be sent it to us with the closing package.

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1. My client has submitted a complete application and all supporting documents. How long will it be before they are notified of the approval / denial?
2. What do you need from me to keep the application process moving as quickly as possible?
3. Are there any other conditions for acceptance of the funding?
4. My client was declined for the program. Is there an appeal process?